Athough
incentives are useful service levels, account facilities,
good interest rates & low charges are usually more beneficial
to you in the the long run.
Most graduates find it difficult to change banks once
they've opened an account. However beacuase bank account
rates often change, you may find that it is better to
compare banks & review your account every year if at
all possible.
If there is only one bank near you, check out their
rates with other banks & you may find that telephone
or internet banking with better rates suit you. A further
option may be to open a second account. However this
may make managing your money more difficult.
A
directory of
Online
Bank Accounts and Services.