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With the marbles credit card there's no annual fee,
and the only cost is the interest on your outstanding
balance if you choose not to pay it off by the date that
its due. You can get up to 52 days interest free on a
marbles credit card but if you do choose not to pay it
off in full, you will benefit from a low rate of 9.9%
APR (variable) on anything you buy and any balances you
transfer from account opening.
You can easily shift balances from your other creditcards
and storecards to a marbles credit card by visiting their
website and completing the on-line balance transfer function.
Alternatively, they will send you some cheques for use
with your account, just after your account is opened,
and you can use these to settle other accounts, including
personal loans. Some banks charge for using their online
service, but using their online account service is free,
except for the cost of your connection to the Internet.
They will automatically set a credit limit for your account
and this will be advised to you when we send you your
card. They will endeavour to match any existing creditlimit
that you have on other creditcards. If you would like
them to consider this, send a copy of your existing statement
when you return the signed Agreement.
They automatically allocate a statement date to your
account - usually approximately a month after your account
is opened. If this date is inconvenient for you, you can
select another date by visiting their website. Your first
change of statement date is free, after that they have
to charge you a small fee.
Their service is linked to their Bank's mainframe computer
so you will see transactions as soon as they do. However,
please bear in mind that their computers are updated when
retailers post transactions which may be a few days after
any purchase is made.
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